One intelligent payment platform

Everything your global payments need.

Issue cards, move funds, automate controls and see every transaction clearly—all from one beautifully simple platform.

View the product suite

180+markets covered

24/7real-time controls

T+0settlement ready

Global overview

Available balance$248,630.42 12.8% this month

•••• •••• •••• 4826

LUMINAL BUSINESS08/29

Payment flow

$84.2KProcessed today

Cloud workspaceSoftware · USD

− $1,249.00

Global travelTravel · EUR

− €680.40

ProtectedReal-time risk controls

Product suite

One platform. Four powerful building blocks.

Start with what you need today and add more as your business grows.

Spend globally

Virtual Cards

Issue secure cards instantly with precise controls for every team and purpose.

Multi-currency cards
Instant issuance
Granular spend limits

Move money

Global Payouts

Send funds across markets through reliable local and international payment rails.

Broad market coverage
Clear payment status
Competitive settlement

Accept payments

Payment Gateway

Create seamless checkout experiences with intelligent routing built to convert.

Simple integration
Optimized authorization
Unified reconciliation

Stay protected

Risk Control

Detect unusual behavior early with smart rules and real-time transaction signals.

Real-time monitoring
Configurable rules
Actionable alerts

Control without complexity

Set the rules once. Let every payment follow them.

Create spending policies, approval paths and smart limits in minutes. Your team moves quickly while finance stays in control.

Flexible controlsSet limits by team.

Instant visibilitySee authorizations and exceptions as they happen.

Automated operationsReduce repetitive reviews with clear workflows.

Spending controls

Limits built around your team

Configurable

Usage overviewExample policy · configured in your client portal

Daily limit41% used

$1,240 spent$1,760 remaining

$3,000 configured limit

Monthly limit62% used

$15,500 spent$9,500 remaining

$25,000 configured limit

Total limit42% used

$42,000 spent$58,000 remaining

$100,000 configured limit

Manage policies in your client portalSet or update limits whenever your business needs change.

Engineered for trust

Secure at every layer. Clear at every step.

Bank-grade protection

Layered controls safeguard account and transaction data.

Always-on monitoring

Risk signals are evaluated in real time, around the clock.

Clear reconciliation

Every movement is traceable from authorization to settlement.

Global by design

A platform built for multi-market, multi-currency operations.

Build without borders

A better payment stack starts here.

Bring cards, payments, controls and reporting together in one platform designed for global growth.